Credit Cards

32 Month Balance Transfer Credit Card

Balance Transfer Credit Card

0% interest on balance transfers for 32 months from account opening – a 1.4% fee applies on balances transferred (minimum $5) within the first 60 days of account opening*
0% interest on purchases for 3 months* from account opening
No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.

Representative example

19.9% APR (variable)Representative APR

19.9% p.a. (variable)Purchase rate

Based on an assumed credit limit of

$1,200

Advance Credit Card

Exclusively available to Advance bank account customers. Further details
0% interest on balance transfers for 32 months from account opening - a 0.6% fee applies on balances transferred (minimum $5) within the first 60 days of account opening*
0% interest on purchases for 3 months* from account opening
No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.

Representative example

19.9% APR (variable)Representative APR

19.9% APR (variable)Purchase rate

Based on an assumed credit limit of

$1,200

Dual Credit Card

0% interest on purchases for 26 months from account opening
0% interest on balance transfers for 26 months from account opening- 2.89% fee (minimum $5)
Earn cashback from your favourite shopping brands with Visa Offers
No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.

Representative example

22.9% APR (variable)Representative APR

22.9% p.a. (variable)Purchase rate

Based on an assumed credit limit of

$1,200

Classic Credit Card

Exclusively available to bank account customers
Up to $1,000 credit available
No annual fee

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

22.9% APR (variable)Representative APR

22.9% APR (variable)Purchase rate

Based on an assumed credit limit of

$1,000

Premier Credit Card

Exclusively available for Premier account customers
Reward Programme - collect reward points which can be redeemed for shopping vouchers and frequent flyer miles
Introductory offer: 0% on purchases for 9 months after account opening*

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.

Representative example

18.9% APR (variable)Representative APR

18.9% p.a. (variable)Purchase rate

Based on an assumed credit limit of

$1,200

Premier World Elite™ Mastercard®

Exclusively available for Premier account customers
Enhanced Rewards Programme - collect double points compared to the Premier Credit Card. Points can be redeemed for shopping vouchers and frequent flyer miles
Receive 40,000 reward points when you spend $2,000 in your first 90 days of card membership

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

59.3% APR (variable)Representative APR

18.9% p.a. (variable)Purchase rate

Based on an assumed credit limit of

$1,200

With an annual fee of

$195

Student VISA Credit Card

Exclusively for existing Student Bank account holders
Earn cashback from your favourite shopping brands with Visa OffersVisa Offers This link will open in a new window. Visa Offers is now available to all Student Credit Card holders
No annual fee
Up to $500 credit available

Channel Islands and Isle of Man customers are not eligible to apply for student credit cards.

Representative example

18.9% APR (variable)Representative APR

18.9% p.a. (variable)Purchase rate

Based on an assumed credit limit of

$500

Balance Transfer Credit Card

Advance Credit Card

Dual Credit Card

Classic Credit Card

Premier Credit Card

Premier World Elite™ Mastercard®

Student VISA Credit Card

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